Is Bankruptcy The Debt Relief You Need?

Are you thinking twice about the idea of filing bankruptcy? This is a good sign that you are thoughtful and serious about finding the right solution to your debt problem. Looking for an attorney on the Internet is a step in the right direction. A knowledgeable, experienced bankruptcy lawyer can evaluate your situation and provide personalized guidance addressing your concerns, such as:

  • Will I be able to keep my house and car if I file bankruptcy?
  • Which form of bankruptcy is right for my circumstances: Chapter 7 or Chapter 13?
  • Am I eligible to file Chapter 7 bankruptcy for a relatively quick discharge of my debts?
  • How will a bankruptcy on my credit record affect my credit?
  • How can I go about rebuilding my credit after filing bankruptcy?

Bring Your Questions To The Attention Of A Memphis Bankruptcy Attorney

These are good questions to ask before taking the next steps toward debt relief through bankruptcy. If you elect bankruptcy, the next steps will include completing a means test, taking a detailed inventory of debts and assets, determining how you will pay court fees and legal fees, and preparing a bankruptcy petition.

Debt relief attorney Joseph S. Ozment serving the Memphis metro area, welcomes your inquiry. Initial consultations are free. He is prepared to guide you through all phases of the bankruptcy process, beginning with the initial questions you naturally have. You can get answers, get help, stop creditor harassment and move forward toward a bankruptcy discharge.

The Decision To File Personal Bankruptcy Can Be Difficult — And It Can Be Your Path To A Fresh Start

Freedom from unmanageable debts brings many benefits, including restful sleep and a chance to rebuild credit carefully. Many Tennessee clients of The Law Office of Joseph S. Ozment, PLLC, discover that they obtain offers for credit cards and car loan soon after receiving their bankruptcy discharges. Some are able to get mortgages and buy homes within one to two years.

Get The Answers You Need Without Delay

Each debtor’s circumstances are unique. There is no substitute for a personalized evaluation as you explore your options for resolving burdensome debt. Schedule a consultation with attorney Joseph S. Ozment by calling 901-525-4357 or sending an email through this website.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.